The job description
Replace the bracketed fields and keep the duties that match your actual workflow.
- Organisation
- [Organisation name]
- Location & work model
- [Location; onsite, hybrid or remote]
- Employment type & hours
- [Employment type, weekly hours and time-zone overlap]
- Remuneration
- [Confirmed pay range, currency, superannuation and any incentive terms]
- Reports to
- [Named manager; suggested position: Brokerage principal or commercial lending director]
- Systems & access
- [Approved systems, records and access scope]
- Authority & supervision
- [Permitted tasks, decisions, reviewer and escalation route]
- Required qualifications
- [Employer-confirmed licences, registrations, training or accreditations]
About the organisation
[Describe the actual business, team and customers in two or three factual sentences.]
Role purpose
Assess business and commercial property finance needs, compare suitable funding structures and coordinate complex applications within the appointment's agreed authority.
Key responsibilities
- Clarify the financing purpose, entity structure, cash flow and security requirements.
- Review financial information and identify assumptions requiring further evidence.
- Research funding structures and lender criteria relevant to the actual transaction.
- Prepare a documented proposal and explain material conditions to the client.
- Coordinate entity, guarantor and security information through application and settlement.
- Maintain the relationship and agreed review dates for ongoing facilities.
Essential capabilities
- Experience with commercial lending and business financial statements.
- Ability to explain cash flow, security and structure considerations clearly.
- Confirmed authority and relevant training for the actual products and activities assigned.
- Strong coordination across multiple entities and external advisers.
Useful experience
Commercial property finance · Cash-flow analysis · Business lending structures. Keep these desirable rather than essential unless the work requires them on day one.
Working relationships
Business clients, accountants, legal advisers, analysts and lenders. Confirm the actual owners and handoff routes.
How to apply
[Application route, closing date, contact and any adjustment request process.]
We assess candidates against the role-relevant criteria and use a fictional work sample.
What good looks like.
Agree the pace, reviewer and measures with the person you hire.
Confirm product scope, transaction authority and lender research standards.
Manage allocated proposals with clear entity and evidence records.
Review application quality and improve a repeat commercial information gap.
Look for evidence of the work.
Use these prompts to understand the candidate's judgement, accuracy and communication.
- How would you approach a proposal where the property security is strong but repayment cash flow is uncertain?
- Describe a relevant piece of work, the checks you used and what you did when the instructions or evidence were incomplete.
- How would you organise competing deadlines, record your decisions and escalate a risk to the next handoff?
A practical work sample
Review a fictional commercial funding brief and supplied financial statements. Identify information gaps, compare permitted structures and outline the questions for lender and client review.
Use fictional information and the same instructions for shortlisted applicants. Agree adjustments and timing beforehand. Score accuracy, reasoning, communication and appropriate escalation; this exercise should not produce live client work.
Before you post.
- Replace every bracketed field with the actual employer, working arrangement and pay terms.
- Choose the duties the role will really own; remove unrelated tasks and separate essential from trainable skills.
- Confirm the task authority, supervision, qualifications and access with the responsible employer or licensee.
- Check pay and conditions against the applicable employment requirements before advertising.
- Use the same role-relevant selection criteria and fictional work sample for shortlisted applicants; invite adjustment requests.
- Name the reviewer and agree realistic first-90-day outcomes before the person starts.
Credit authority and appointment
Confirm the actual activities and appointment arrangement with your licensee. ASIC explains that employee and contractor arrangements can differ; a job title does not settle the scope. ASIC guidance
Pay and advertised conditions
Use confirmed pay terms and check the applicable minimum entitlements before publishing the advertisement. Fair Work Ombudsman guidance
A clear hiring process
Confirm the employment arrangement, duties and working conditions as part of preparing the role. Fair Work Ombudsman guidance
Information and access
Agree how personal information will be handled and the records and systems the role may access. OAIC guidance